Life insurance for older people is not easy to find as insurers or companies are looking for an individual who is healthy and will not charge them any money in case of any health problems or medical expenses. So the best life insurance for elderly over 75 is out there and it is affordable so if you want to buy your parents insurance you need to know details on how to find the right insurance . The age is a very important matter for the insurers as the older the age is the benefit will be lower but over 75 it will of course cost you more when paying for your premiums. When you are looking for the deals of this insurance, as everybody dies it is the death benefit so the amount of benefit ranges from 5,000$ to 20,000$ in most cases. Applying for the Insurance Applying for the insurance is the first thing to day after asking about the best deals and getting help from your agent to know the right option. There is some medical questions you will be asked in most cases in which it